My niece has just taken out a personal loan for a new car and she had some second and third thoughts about taking on a debt in these times of economic uncertainty. And it seems she might not be the only one given the latest ads for Kia - if you lose your job in the next 12 months, you can return the car. There's sure to be more to it than that - but it could give you some piece of mind if you had to let your old car go, couldn't it?
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